OVERVIEW SecuraBull is a payment services provider with solutions for credit card processing, payroll processing and prepaid cards, all designed to meet our customers specific business needs. SecuraBull's operating entities and their leadership have provided innovative payments technology to American businesses for almost 30 years and they continue to do so on a daily basis. SecuraBull started as a company providing advanced credit card solutions for underserved industries and combines 50 years of solid experience in the payments industry with a spirit of entrepreneurship. This allows us to continually create innovative products and platforms that are built on a foundation of knowledge and industry expertise. SECURABULL PARTNERS: SecuraBull has partnered with the most innovative payment service providers in the world. These Payment Service Providers offer a full end-to-end payment processing with 24/7 technical support and 24/7 customer Service. SecuraBull is able to offer multiple industries, different processing solutions for any of our merchant needs. SecuraBull's partners are publicly traded and process an average of 3 Trillion dollars combined in monetary transactions per year. WE SPECIALIZE in complete technology solutions for the 
e-Commerce and card not present marketplace, while also supplying a full range of services to card-present and mobile merchants of every size and kind. We offer processing and acquiring services or some of the largest e-Commerce sites on the web today as well as to financial institutions, sales organizations, and brick-and 
mortar merchants. WHY PAY FOR ACCEPTING CREDIT CARDS Saving You the Fees and Interchange Discount for Cash is our special program that gives you unlimited processing for a flat monthly fee. Depending on the size of the transaction amount, a non-cash price adjustment is passed through to the customer on all card transactions. The amount collected is used to cover processing and interchange cost allowing merchants to save nearly all the money they are currently paying in fees. KEEP WHAT'S YOURS The program was created to meet the challenges merchants face when accepting credit cards. Oftentimes, merchants pay out a significant amount of their revenues due to fees associated with credit and debit card processing. Our discount for cash program allows merchants to accept cards without losing revenue. HOW DOES IT WORK The Unlimited program allows unlimited credit card volume for a single flat monthly fee. The merchant is provided with signage that informs the consumer that “All posted and advertised prices are already at the "Cash Discounted price”. Consumers paying with cash obtain that posted discount rate. For transactions where consumers choose to pay with cards, the difference betweenthe cash price and the credit price is used to pay card fees. “THE NON-CASH PRICE”. The difference is now displayed by a discount schedule provided by SecuraBull. HOW CUSTOMERS ARE AWARE OF THE DISCOUNT FOR CASH PROGRAM Notification on Website in Terms & Conditions (T&C) Notification at check-out for Online Shopping Carts Notification in Bills, Contract or Agreement Verbal Notification (Phone Sales, Virtual Terminal etc..) Signage Posted at Entrance to facility Mobile Transaction: Verbal Notification or Signage IN-STORE VISIBLE SIGNAGE ALL PRICES POSTED AND OR DISPLAYED IN THIS BUSINESS REPRESENT THE CASH DISCOUNT PRICE CREDIT CARD GUIDELINES Visa Core Rules and Visa Product and Service Rules 15 April 2015 Visa Public CR-53 © 2014—2015 Visa. All Rights Reserved. Honoring All Visa Cards …”Merchants may attempt to steer customers who initially present a Visa Card to an alternative method of payment, such as by providing discounts for cash“... MasterCard Rules 5.11.2 …“Charges to Cardholders A Merchant must not directly or indirectly require any Cardholder to pay a surcharge or any part of any Merchant discount or any contemporaneous finance charge in connection with a Transaction. A Merchant may provide a discount to its customers for cash payments. “… Discover - Merchant Operating Regulations R11.1 - Section 2.5, Surcharges and Discounts …“New terms permit you to offer discounts at the point-of-sale, as provided in the Dodd-Frank Act. You may offer differential discounts depending on the method of payment (e.g., credit, debit, cash or check), but such discounts may not differentiate based on issuer or payment network. ”… American Express Merchant Policy Guide Section 3.2 …“You may offer discounts or in-kind incentives from your regular prices for payments in cash”… UNLIMITED OPTIONS MOBILE- Any size* $58.50 per month UNLIMITED transactions UNLIMITED dollar amounts 1 application license 1 dongle to swipe cards 24/7 Customer support 24/7 Technical support Plus- <$15,000/month $298 down + $98.50 per month UNLIMITED transactions UNLIMITED dollar amounts 1 Equinox AIO terminal Insurance plan on equipment 24/7 Customer support 24/7 Technical support PRO- >$15,000/month $184.00 per month UNLIMITED transactions UNLIMITED dollar amounts 1 Equinox AIO terminal Insurance plan on equipment 24/7 Customer support 24/7 Technical support